The reason was clear.
My relationship with money was not good.
I loved money but money did not love me.
So how does one change our relationship with money.
First value it (spend less)
Second nurture it (save more)
Third grow it (invest in the right places
Fourth have patience (watch it grow slowly
Some thumb rules
1. Try save at least 30% of what you earn.
2. Develop multiple sources of income
3. Invest regularly where your money will give you at least 15% returns.
4. Give it at least 10 years to grow to experience compounding don't touch it while it is growing
What about you?